Cash

Cash Income Liquidity

Cash is considered the most secure asset class and is highly liquid. It generally refers to investments in bank bills or similar securities which are invested in the short term money market.

Cash is an integral part of building a diversified investment portfolio and forms an important part of many investors’ portfolios, particularly those seeking capital preservation or have a short investment timeframe.

Cash provides:

 

  • Source of liquidity
    Source of liquidity
  • Income
    Regular income
  • Capital preservation
    Capital preservation

Our philosophy and process

  • Investment philosophy

    Primarily cash funds should provide liquidity and extremely low levels of volatility. There are, however, opportunities for active management to add value through a combination of interest rate and credit strategies.

  • Investment process

    Through active management, using both interest rate and credit strategies, our experienced fixed interest team aims to generate low risk returns by investing in a variety of money market and other short-term fixed interest securities, as well as liquid floating rate notes. The investment team considers the outlook for monetary policy, economic fundamentals, market sentiment, fund flows, and relative value between the cash rate and other securities with shorter maturities on the yield curve, in determining the selection of suitable assets.

  • Team

    The cash portfolio is managed by AMP Capital’s New Zealand Fixed Income team based in Wellington. The team is led by Vicky Hyde-Smith and has over 50 years’ combined investment experience. It is part of AMP Capital’s wider Australasian fixed income team.

  • Proven track record
    Proven track record

    AMP Capital has one of the most experienced teams in the management of cash investments and has a proven track record in delivering returns above the index.

  • Security selection expertise
    Security selection expertise

    The investment team considers economic fundamentals, market sentiment, fund flows and relative value between the cash rate and other securities along the yield curve in determining the selection of suitable securities.

  • Potential to add value
    Potential to add value

    We use a number of strategies to actively manage and add value to our cash portfolios. This can potentially generate a return above bank deposits.

add Vicky Hyde-Smith Head of NZ Fixed Income New Zealand
add Warren Potter Senior Portfolio Manager New Zealand
add Tim Mowbray Portfolio Manager Wellington, New Zealand

Important notes

This content has been prepared for the purpose of providing general information only, without taking account of any particular investor’s objectives, financial situation or needs. Investors should, before making any investment decisions, consider the appropriateness of the information on this website, and seek professional advice, having regard to their objectives, financial situation and needs. All information on this website is subject to change without notice. 

AMP Investment Management (N.Z.) Limited (FSP37681) is the manager and issuer of the various AMP Capital Investment Funds offered through this website. Product Disclosure Statements for the funds are available and can be obtained from the Pricing and Performance page.

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